Mortgage Calculator
Calculate your monthly mortgage payments, total interest, and view an amortization breakdown.
Mortgage Statistics
Average mortgage calculations from our users
Top Cities
Top cities where mortgage calculations are checked
Top Countries
Top countries where mortgage calculations are checked
Calculation Statistics
See how many mortgage calculations have been made over time
Mortgage Calculator Guides & Articles
First-Time Homebuyer Guide
Everything you need to know about buying your first home, from saving for a down payment to closing the deal. Learn about loan types, credit requirements, and the entire home buying process.
Understanding Interest Rates
Learn how mortgage interest rates work and what factors affect the rate you'll receive. Discover strategies to secure the best possible rate for your situation.
Fixed vs. Adjustable Rate
Compare the pros and cons of fixed-rate and adjustable-rate mortgages to find the best fit for your financial situation and long-term goals.
Frequently Asked Questions
A mortgage is a loan used to purchase real estate, where the property serves as collateral. You make monthly payments over a set term until the loan is paid off.
Typically 3-20% of the home price. A 20% down payment avoids PMI (Private Mortgage Insurance) and results in lower monthly payments.
Credit score, down payment amount, loan term, loan type, and current market conditions all influence your mortgage interest rate.
A 30-year has lower payments but more total interest. A 15-year has higher payments but saves significantly on interest over the life of the loan.