Loan Calculator

Calculate loan payments, interest rates, and total repayment amounts for any type of loan.

Loan Statistics

Average loan calculations from our users

$18,500
Avg. Loan Amount
8.2%
Avg. Interest Rate
48 mo
Most Common Term
$455
Avg. Monthly Payment

Top Cities

Top cities where loan calculations are checked

Top Countries

Top countries where loan calculations are checked

Calculation Statistics

See how many loan calculations have been made over time

Loan Calculator Guides & Articles

Auto Loan Guide

Everything you need to know about financing your next vehicle, from negotiating rates to understanding terms. Learn how to get the best deal on your car loan.

Personal Loan Basics

Learn when a personal loan makes sense and how to get the best rates for your situation. Understand the differences between secured and unsecured lending.

Improving Your Credit Score

Tips and strategies to boost your credit score and qualify for better loan rates. A higher score can save you thousands over the life of your loan.

Frequently Asked Questions

Common loan types include personal loans, auto loans, student loans, home equity loans, and small business loans. Each has different terms and requirements.

Secured loans require collateral (like a car or home), while unsecured loans don't. Secured loans typically have lower interest rates.

Your interest rate depends on your credit score, income, debt-to-income ratio, loan amount, loan term, and current market conditions.

Paying off early saves on interest, but check for prepayment penalties. Make sure you have emergency savings before accelerating payments.